Fee Schedule

Share Accounts

Below Minimum balance Fee (under $50)

$5.00/month

Excessive Withdrawal Fee (3 free per quarter)**

$4.00 each

Inactive Service Fee (no transactions in 12 months and no loan or IRA account)

$5.00/month

Membership Fee (at Membership Opening)

$5.00

Club Accounts

Excessive Withdrawal Fee (3 free per year)

$4.00 each

Share Draft (Checking) Accounts

NSF Fee (Draft, ACH, POS, Debit/ATM, Zelle)

$30.00 each

Automatic Overdraft (3 free per month)**

$5.00 each

Copy of Draft

$3.00 each

Classic Checking Monthly Service Fee (without Direct Deposit or $2,500 balance)

$5.00/month

Partnership Checking Service Fee

$5.00/month

Stop payment (ACH/Draft)

$30.00 each

Paid NSF (Member Privilege) (Draft, ACH, POS, Debit/ATM)

$30.00 each

Security Fee

$1.95/month

Money Market Account

Excessive withdrawals **

$5.00 each

Automated Teller Machines (ATMs)

Visa Debit/ATM Card Reorder (lost, stolen, or damaged)

$15.00 each

Visa Debit Card International Transaction Fee

1% of amount

ATM Overdraft 

$30.00 each

Debit Card Rush Fee

$30.00

Deposit Correction Fee

$15.00 each

Inquiries/Transfers at BHCFCU ATMs

FREE

Withdrawals at BHCFCU ATMs

FREE

P.O.S. Purchases

FREE

Inquiries/Transfers at STAR & Presto ATMs

$.50 each

Withdrawals at Presto! ATMs (5 free per month)

$.50 each

Withdrawals at STAR ATMs

$1.00 each

Loans

Application Fee (one time upon opening an open end loan)

$10.00

Late Payment Fee (over 10 days after due date)

$15.00 each

NSF Check (payment item)

$30.00 each

Subordination Fee

$175.00 each

NSF Check (exceeds Home Equity limit)

$30.00 each

Home Equity Minimum Advance

$30.00 each

Credit Card Annual Fee

FREE

Cash Advance other vendor Credit Card⁴

$7.00 each

Credit Card Late Fee - Based on Balance

     Balance less than $100

$10.00

     Balance between $100.01 - $1,000

$15.00

     Balance above $1,000

$25.00

Credit Card Returned Payment Fee - Per Item

$25.00

Credit Card Replacement Card

$15.00

Credit Card Replacement PIN

$2.00

Credit Card Overnight Express Card Order

$50.00

Miscellaneous

Account Reopening Fee (within 90 days of closure)

$10.00 each

Account Research

$15.00/ hour

Bad Address

$5.00/month

Official Check Fee (payable to third party)

$3.00 each

Check Cashing Fee

$3.00 each

History (supplemental statement)

$3.00 each

Legal Process Fee (IRS levy, subpoena, garnishment, etc.)

$75.00 each

Money orders

$2.00 each

New Account Closure (within 6 months)

$10.00 each

Returned Deposit Item/Cashed Check - From Third Party

$10.00 each

Returned Deposit Item/Cashed Check - From Self

$30.00 each

Stop Payment - Official Check

$25.00 each

Wire Transfers - Domestic Outgoing

$25.00 each

Wire Transfers - Domestic/International Incoming

$10.00 each

Wire Transfers - International Outgoing

$50.00 each

Gift Cards

$3.00 each

Special Handling

$20.00 each

** Federal regulations limit number of transfers or withdrawals allowed per calendar month to six. Transfers/withdrawals in excess of six will be returned for non-sufficient funds.

⁴Excludes surcharge fee imposed by VISA on international transactions and/or surcharges imposed by merchants or other financial institutions.