Career Opportunities

Loan Officer

Date posted: March 4, 2026

Pay: $44,973.50 - $54,161.64 per year

Job description:

Overview
As a consumer loan officer you will assesses applicants' financial information, helps them choose suitable personal loans, mortgages, or auto loans, and guides them through the application process. Key responsibilities include evaluating creditworthiness, analyzing financial documents, ensuring regulatory compliance, managing loan applications, and maintaining member relationships. The role requires strong financial knowledge, excellent communication skills, and a focus on providing the best member service experience possible. The ideal candidate will have Meridianlink (our LOS) experience.

Duties

  • Evaluate and process loan applications, analyze financial documents, and conduct credit checks to assess a borrower's creditworthiness.
  • Analyze financial data, credit histories, and other relevant information to assess the overall risk associated with a loan application.
  • Prepare loan documents, close the loan and ensure all loan files are complete and compliant with lending regulations and internal policies.
  • Accuracy in reviewing documents, processing applications, and maintaining records is vital for compliance and risk management.
  • Provide excellent member support throughout the loan process, answer inquiries, and resolve any issues or complaints.
  • A strong understanding of financial products, lending regulations, and financial market trends would be helpful.

Skills

  • Proven experience in financial sales, with a strong focus on member service/.
  • Excellent communication skills is a must.
  • Strong understanding of credit analysis and risk ratios.
  • Previous experience as a Loan Officer is a plus.
  • Knowledge on the Meridianlink LOS is highly desirable.

Join us in helping our members achieve their financial goals while building a rewarding career in the credit union industry.

Job Type: Full-time

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Life insurance
  • Paid time off
  • Vision insurance

Work Location: In person

 Email your resume to jelsberry@bhcfcu.org

Employment Application

THIS APPLICATION IS NOT AN EMPLOYMENT CONTRACT but merely is intended to evaluate suitability for employment. It is the policy of the company to provide equal employment to all qualified persons without discrimination on the basis of sex, race, color, religion, age, national origin, citizenship, disability, veteran status, or any other status protected under local, state or federal law. It is also the policy of the company to have the option of conducting pre-employment screening before a job offer is made. If a job offer is made, employment may be contingent on upon successful completion of drug screening, credit check, and background screening.

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I certify that the facts contained in this application (and accompanying resume, if any) are true and complete to the best of my knowledge. I understand that any false statement, omission, or misrepresentation on this application is sufficient cause for refusal to hire, or dismissal if I have been employed, no matter when discovered by the credit union.

I understand that any employment is conditioned on a background check. I authorize the credit union to thoroughly investigate all statements contained in my application or resume, and I authorize my former employers and references to disclose information regarding my former employment, character and general reputation to the credit union, without giving me prior notice of such disclosure. In addition, I release the credit union, any former employers and all references listed above from any and all claims, demands or liabilities arising out of or related to such investigation or disclosure.

I understand and agree that nothing contained in this application or conveyed during my interview, is intended to create an employment contract. I further understand and agree that if I am hired, my employment will be “at will” and without fixed term, and may be terminated at any time, with or without cause and without prior notice, at the option of either myself or the credit union. No promises regarding employment have been made to me, and I understand that no such promise or guarantee is binding upon the credit union unless made in writing.

I understand that filling out this form does not indicate there is a position open and does not obligate the credit union to hire. If hired, I agree to abide by all credit union work rules, policies and procedures. The credit union retains the right to revise its policies or procedures, in whole or in part, at any time.