Share Rates

Proposed for the Fourth quarter of 2025

Call or email for more information

 Effective October 1, 2025

Share Accounts

Type

Dividend
Rate

APY¹

Shares

.05%

.05%

Classic Checking - above $750

.05%

.05%

Rewards Checking* $0 to $25,000.00

1.00%

1.00%

Rewards Checking*  $25,000.01 & over

 .25%

 .25%

IRA's - Regular & Roth

1.09%

 1.10%

Club Accounts - above $100

.05%

.05%

Money Market Accounts

Type

Dividend
Rate

APY¹

Under $2,500

  0%

  0%

$2,500.00 - $9,999.99

0.80%

0.80%

$10,000.00 - $24,999.99

1.04%

1.05%

$25,000.00 - $49.999.99

1.24%

1.25%

$50,000.00 - $99,999.99

1.29%

1.30%

$100,000.00 & Over

1.34%

1.35%

Share/IRA Certificates

Effective December 12, 2025

Type

Dividend
Rate

APY¹

6 Month

3.20%

3.25%

12 Month

3.20%

3.25%

24 Month

3.16%

3.21%

60 Month

3.25%

3.30%

• Call for weekly rates and information

• $1,000.00 minimum balance required

• Early withdrawal penalties apply

Star/IRA Certificates

Type

Dividend
Rate

APY¹

6 Month

3.30%

3.35%

12 Month

3.30%

3.35%

24 Month

3.26%

3.31%

60 Month

3.35%

3.40%

• Call for weekly rates and information

• $50,000.00 minimum balance required

• Early withdrawal penalties apply

Share Account Disclosures

•  ¹Annual Percentage Yield

• Rates and Terms subject to change without notice

• $250 minimum share balance required

• *Additional requirements must be met to earn dividends

• Fees could reduce the earnings on the account

• Call or email for more information