Credit Unions are member-owned cooperatives. Unlike a for-profit bank, in which profits go back to a select group of stockholders, credit unions are organized to return all the profits to member-owners in the form of lower loan rates, higher savings rates, and lower fees. As member of Broward HealthCare Federal Credit Union (BHCFCU), you are actually an owner, you have a voice in everything we do.
- Employees of the Broward Health Hospitals, Medical Centers, All Broward Health District Facilities
- Organizations, affiliates and vendors of Broward Health Hospital District
- Broward County employers, employees, independent contractors or self employed persons who work in the healthcare industry
- Employees of the The Sun Sentinel, Tribune Publishing
- Employees and members of the Printing Association of Florida
- Other employee groups including Forum Publishing, Media Printing, Mac Papers, Advanced Care Solutions, and Staff Link Partner Companies
- Persons who live, work, worship, attend school in, participate in associations headquartered in, and incorporated or unincorporated organizations, volunteers in the community, members of the immediate family or household, and organizations of such persons located in Broward County, Florida.
Once you join the Credit Union you are always a member, even if you leave your job, retire, or move out of the area. All of the benefits of membership are available to you as long as you maintain the required minimum balance in your Share (Savings) account.
Complete our Online Membership Account Agreement and Application. You will need at least $55 to deposit to your share savings account to get things started. All owners must be present when signing the document, if any Joint Owner is not available the document must be notarized. We will need a clear copy of a valid government issued identification, such as a driver license upon applying for an account, for all parties on the account. All applications are subject to approval. Please contact us for any questions you may have.
To serve you better, the credit union has 4 locations and belongs to the Shared Branching Network.
We have provided the addresses, hours of operation and a map for each of our branch locations listed below. Choose a branch to see the information for that office.
Commercial Blvd. - Main Office
Fort Lauderdale - Located inside Broward Health IS Building
Coral Springs - Located inside Broward Health Coral Springs
Imperial Point - Located inside Broward Health Imperial Point
Pompano Beach - Located inside Broward Health North Permanently Closed
With our participation in Shared Branching, you have access to more than 5,500 branches nationwide. For information on Shared Branch Locations, click the link below.
To assist you, we have compiled a short list of the most frequently asked questions and answers. We trust that these questions and answers will respond to your concerns.
Q. What are your hours of operation?
A. Our different branches have different hours. See our locations page for current information.
Q. What is the monthly fee for savings and checking?
A. Savings accounts have NO MONTHLY FEE. Checking accounts also have NO MONTHLY FEE with Direct Deposit to your account. There are no per check fees and dividends are paid on both types of account. See our fee schedule for more information.
Q. Do you have to maintain a minimum balance?
A. A $50.00 minimum balance is required to keep your account active, and avoid a monthly service fee. See our fee schedule for more information.
Q. Can I have my payroll check deposited directly into my Credit Union account?
A. Yes! Simply contact the Credit Union and/or your payroll department.
Q. I work for a company that works with Broward Health, but they didn't tell me about the Credit Union. Can I still join the Credit Union?
A. Yes - all employees, staff and doctors involved with Broward Health and their families are eligible to join. This includes all medical centers, clinics and doctors who are owned or treat patients in any district facility.
Q. Will I have to close my account at the Credit Union if I leave my job or relocate?
A. Absolutely not. "Once a member, always a member" - for life!
Q. Can my family members join the Credit Union?
A. Yes - immediate family members are eligible for membership. Contact a credit union representative for further details.
Q. How can I check on my Credit Union account after hours?
A. We offer several options. You can use our Online Banking, Mobile App or Stat:24, the Credit Union's Audio Response System.
Our FREE Online Banking allows you to bank any time, day or night, seven days a week from the comfort of your home, office or anywhere you have access to the Internet.
With our Mobile App, your credit union is always within reach when you go mobile. Get connected today and enjoy the convenience of smart banking right on your smart phone or tablet.
Stat:24 is FREE and allows you access to your account 24 hours a day, seven days a week. Call 954-625-3660 Opt. 1 or 800-9-STAT24 (outside Broward). More information and complete usage instructions are available online.
Q. Where may I use my ATM card?
A. Anywhere you see the logos displayed on the back of your card. These ATM network logos and several ATM locators are available online.
Q. How long do I have to be a member before I can apply for a loan?
A. There is no waiting period. As a matter of fact, you can become a member, apply for a loan and have an answer within 24 hours. Fill out our online loan application to get started.
Q. Can I join the Credit Union and apply for a loan online?
A. You can complete our membership application and apply for membership. Just follow the instructions for approval. Applying for a loan does not require membership, however membership approval is required for processing and final loan approval.
Looking for the answer to a different question? Send us an email and we will respond to you quickly.
If you have any questions or wish to contact us, you may do so by any of the methods below. We will respond to email requests quickly.
Stat:24 - Audio Response System
Address and Phone Number
Lost Card Notification
Important MasterCard Telephone Numbers:
Electronic Mail
FACTS |
WHAT DOES BROWARD HEALTHCARE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
How? |
All financial companies need to share members’ information to run their everyday business. In the section below, we list reasons financial companies can share their members’ personal information; the reasons Broward HealthCare Federal Credit Union chooses to share; and whether you can limit this sharing. |
Reasons we can share your information |
Does the Credit Union share? |
Can you limit this sharing? |
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For our everyday business purposes - |
YES |
NO |
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For our marketing purposes - |
YES |
NO |
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For joint marketing with other financial companies |
YES |
NO |
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For our affiliates’ everyday business purposes - |
NO |
NO |
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For non-affiliates to market to you |
NO |
NO |
To limit our
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• Call (954) 625-3660 |
Questions? |
• Call (954) 625-3660 |
Who we are |
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Who is providing this notice? |
Broward HealthCare Federal Credit Union |
What we do |
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How does Broward HealthCare Federal Credit Union protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings |
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How does Broward HealthCare Federal Credit Union collect my personal information? |
We collect your personal information, for example, when you • open an account or deposit money • pay your bills or apply for a loan • use your credit or debit card We also collect your personal information from other companies. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights limit sharing. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Broward HealthCare Federal Credit Union doesn’t share information with nonaffiliates. |
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Companies we share with can include insurance companies and direct marketing companies, such as CUNA Mutual and Affinion.
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The Credit Union's Board of Directors is charged with overseeing the operations of the Credit Union and setting goals that they would like to see Management and Staff accomplish. The Board is comprised of volunteers that are elected by the members of the Credit Union, at the annual meeting. The Board also has the responsibility of appointing the Supervisory Committee.
The Board of Directors are:
- Chairperson: Kathy Collins
- Vice Chairperson: Jami Mahon
- Treasurer: Dan Walker
- Secretary: Maryanne Wing
- Member: Kim D. Braswell
- Member: Lisa Anderson Purtil
- Member: Geoffrey Colton
- Member: Lavern Thomas
The Supervisory Committee members are:
- Chairperson: Kim D. Braswell
- Member: Al Wierling
- Member: Eduardo Torres
Originally chartered in 1957, Broward HealthCare Federal Credit Union is a not-for-profit financial cooperative that is owned by you, our members. As a member/owner, your minimum balance in your share (savings) account is your share in your credit union and in our earnings.
All earnings/profits of your credit union are returned to you in the form of higher dividends and low cost loans. We strive to provide you with cutting edge products and services so that when you think of your finances and look for solutions you turn to Broward HealthCare Federal Credit Union, your primary financial institution, for all your financial needs.
You have a voice in everything we do. Each year at the annual meeting, members vote to fill positions on the voluntary Board of Directors. Acting as representatives of the total membership, it is your Board of Directors that governs the activities of your credit union and sets its policies and guidelines.
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. Our website provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union. Learn how you can join!
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