Star Savers

Hey kids,

Are you looking for a place to hide your birthday money, or maybe your piggy bank is really full?

Then you need to open a Star Savers account at Broward HealthCare Federal Credit Union...WOW that's a long name! Star Savers was created just for you! To help you save your money and reward you when you do.

Here's how it works:
To open a Star Savers account you need just $5, yep that's it 5 buckaroonies! You'll need to save at least $50 to earn interest (that's the money we pay you to keep your money here!). Every time you come in and deposit $10 you'll receive a stamp on your Star Saver Card (you'll get this when you sign up!). Once you've filled up the card, you can choose from some really cool gifts! This is your reward for saving!

What Do You Get?
When you sign up, you'll receive:

• An Official Certificate
  (with your name on it)

• A coloring book

• Crayons

• Official Star Savers Card

Each quarter (this is every third month), you will receive your statement that tells you how much you've saved.

So if this sounds like a place where you want to save, then give the info to mom or dad and let's get started!

Are you finding it difficult to save money? Do you feel like you never have enough to do or get what you want? Are your parents on your case about saving?

At Broward HealthCare Federal Credit Union we've developed a program that's just perfect for you. And your parents will be happy with it as well.

A My Money Account is the easiest way to save and manage your money. We offer a higher interest rate on a lower balance then most institutions. My Money was designed to meet your needs now! We can help save for the little things you want like an MP3 player or cell phone or, the big things, like a car.

Begin with the benefits of a
My Money Share Savings Account

This is your membership in the Credit Union. It's where it all begins. It's a great way to start saving and in time you will see your money grow. Step one to saving is to set reasonable goals. You'll be surprised at how quickly you achieve them.

The details:

• A $5 minimum balance is all you need to keep the account open

• A $5 minimum balance to earn interest

• My Money ATM Card

• No Monthly Service Charge

My Money Checking Account

A My Money Checking account is a great compliment to your savings account. It's also an easy way to show your parents how well you can manage your own money. Although, "checking" doesn't always mean check writing, it is required for debit card transactions and some online banking products.

Here's how it works:

• $5 opening balance

• No Monthly Service Charge

• No Minimum Balance

• My Money Visa Debit Card

• FREE Checks (first box free)

• FREE Online Access

• FREE Online Bill Pay

• FREE E-Statements

Fast Cash

Out at the mall, the movies, or even at the beach and you run out of cash? No worries, just make sure you have your My Money ATM card with you and you can withdraw funds at the nearest ATM or use your My Money Debit card and pay right from your checking account. Easy!

• $100 daily withdrawal limit (ages 13 - 17 years)

• $100 daily Point of Purchase limit (ages 13 - 17 years)

• ATM/Debit requires parent approval.

Need Credit??? We got it!

Get the credit due you with your own My Money MasterCard credit card. Now, if your parents are reading this they probably just made a loud sigh followed by a "WHAT?! NO WAY!" So when they're finished "freaking out" over the idea of you having a credit card have them read on, it will make them feel a little better.

$100 Credit Limit (ages 13-14 years)
All accounts including MasterCard credit, Savings (if ATM is issued), and Checking must have parent/guardian as joint owner and/or cosigner on the account.

$200 Credit Limit (ages 15-17 years)
All accounts including MasterCard credit, Savings (if ATM is issued), and Checking must have parent/guardian as joint owner and/or cosigner on the account. Proof of employment may be required.

$500 Credit Limit (ages 18-19 years)
Proof of employment and/or cosigner may be required for My Money MasterCard Credit Card.

My Money Online

To "bank" online, simply log into Home Banking from the top left of any page on our website. Your My Money gives you access to all sorts of electronic services. My Money Online allows you to check balances, transfer funds, sign up for FREE e-statements and FREE bill pay.

Become a Facebook Fan!

Are you on Facebook? Connect with us - we're there too! Search for Broward HealthCare Federal Credit Union and you'll find us.

Let's Get The Party Started!

If a My Money account sounds like a great way to manage your own money, or if you and your parents want more information, then contact a member service representative to begin on your road to financial independence.

Legal Stuff...

My Money program is open to members who are 13 to 19 years of age. Eligible members can open a savings and checking account as well as get an ATM/Debit card, and a MasterCard credit card (a checking account is required for Debit and Credit approval). Members or parent/guardian must be a member for at least one year to qualify. Parent/Guardian is required as joint owner on checking accounts and as cosigner on credit card for members 13-17 years of age. Credit reports will be run on those applying for MasterCard credit card. Member/Cosigner must meet credit union lending guidelines.