Loans (10)
Virtual Car Sale
May 17-21, 2021
Apply Now
Exclusive to members of BHCFCU
- Rates as low as 1.99%1
- Top dollar for your trade-in
- Free sanitized delivery
A Virtual Experience
Just select, point and click to get the wheels rolling on your new ride
- Get pre-approved
- Complete the vehicle request form below and our auto advisor will guide your through the rest of the process
- Schedule your delivery date and time
Experience a virtual, no haggle buying experience with our Auto Broker
- Great selection of pre-owned vehicles below NADA retail value
- Free sanitized vehicle delivery to your home or BHCFCU branch
- Top dollar for your trade-in
- A stress-free buying experience
You can buy at the dealer too
If you prefer to buy your vehicle at the dealer, just get pre-approved before you shop and secure your car sale rate. Go to the dealer and shop with the power of cash!
Apply Now
1APR = Annual Percentage Rate. Eligibility for the lowest advertised rate is based on creditworthiness, year of vehicle, ability to repay, credit score, down payment and terms. Other rates and terms may apply and your rate may differ based on the loan program, term of repayment and other factors. To be eligible for special Car Sale offers, you must apply for and be approved for your loan between May 1 – 31, 2021. Other restrictions may apply. Offer and rate subject to change without notice.
CU Auto Advisor Vehicle Request Form
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Effective January 13, 2026 Vehicle LoansNew Vehicles Extended Terms Available Rates As Low As 4.99% APR* Pre-Owned Vehicles Extended Terms Available Rates As Low As 5.49% APR*
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Rates shown reflect maximum discounts available. Rates are subject to change at any time. Rates are based on individual's creditworthiness. |
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Other Loans |
As Low As APR* |
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Other Secured w/ Title - 2017 - 2019 (ATVs, Wave Runners, Campers, with UCC filings) |
7.99% |
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Titled RVs |
6.00% |
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Personal Loans |
10.24% |
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Personal Line of Credit Loans |
10.24% |
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Boats - New |
6.00% |
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Motorcycles - New |
6.49% |
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Share Secured |
3% Over Share Dividend |
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Flexible Terms Available |
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MasterCard |
As low as 8.49%3 |
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*APR = Annual Percentage Rate |
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Effective January 1, 2025 |
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Adjustable rates got you tied up in knots? Maybe you never got the chance to refinance at a lower rate. Or you are purchasing a new home, whatever the reason, now is the time to lock in a low fixed rate on your first mortgage.
Speak with our mortgage partner 1st United Home Loans LLC while rates are at an all time low! Don't delay!
Contact Jorge Iglesias for a FREE NO OBLIGATION consultation at 954-607-8024 or email him at jorgei@1stunitedhomeloans.com.
Protection From Costly Repairs
As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. With Major Mechanical Protection, you can protect yourself against the expense of future costly repairs.
You're on vacation, over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a repair facility and they tell you it is going to take a day or so to complete the job. You find it necessary to rent a car and check into a hotel. Now, the incidental expenses are adding up!
The best time to invest in a mechanical repair program is when you first buy your vehicle. So before you commit to any other program, compare it to our Major Mechanical Protection. We believe you will find this plan to be the value-packed winner!
Benefits
The State Department of Insurance regulates MMP and therefore, rates are clearly defined for each vehicle and plan. No negotiating with the dealer!
- Your MMP contract is backed by a top-rated insurance company.
- MMP does not require you to have repair work performed at any specific location.
- Outside of your deductible, in most cases there are no "out-of-pocket" expenses.
- Additional benefits include towing/road service, rental car expense reimbursement, tire service, lost key/lockout service, and trip interruption service (motel and restaurant expenses for overnight stays).
These benefits may not be available in all states. Check your contract for specifics.
The Bottom Line
This could happen to you: You're over 100 miles away from home and you experience transmission problems. You have your vehicle towed to a licensed repair station. They tell you it is going to be a day, maybe more, to repair your transmission! So you rent a car, check into a hotel, get some dinner and wait for your car to be fixed.
Your Bill WITHOUT Major Mechanical Protection
Transmission Repair $2,318
Towing $50
Car Rental (1Day) $35
Hotel and Restaurant (1 Day) $50
Total Expenses $2,453
Your Bill WITH Major Mechanical Protection
Transmission Repair $50*
Towing $0
Car Rental (1Day) $0
Hotel and Restaurant (1 Day) $0
Total Expenses $50*
*Deductible may vary based on the type of plan purchased
With the rising costs of vehicle mechanical repairs, MMP provides an excellent alternative to the terms and conditions of the standard Dealer Service Contract And Manufacturer's Warranty you are offered when you purchase a vehicle. With a no-hassle approach to getting you behind the wheel again fast, and terms and mileage limits up to seven years and 100,000 miles, you can have peace of mind regardless of how far you drive or how long you keep your vehicle!
Contact a loan officer for more information about Mechanical Protection.
Save Out of Pocket Expenses
Did you know that if the vehicle you are now purchasing is totaled, or is stolen and not recovered, your insurance may not pay off the total amount due to your financial institution?
Guaranteed Auto Protection pays the difference between the Actual Cash Value (ACV) of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed.
Why do you need Guaranteed Auto Protection?
Protects your credit rating
Covers losses that your primary insurance may not
When you drive your new car off the dealer's lot, it depreciates 10%-15% of its value
One vehicle is stolen in the U.S. every 27 seconds
Every year a half million vehicles are totaled due to accident, fire and theft
(Facts provided by the Highway Traffic Administration, National Insurance Theft Prevention and Auto Theft Information Authority)
Benefits
Owning GAP protects your credit rating by waiving your responsibility for the unpaid loan balance.
Peace of mind. You will be free of the financial burden of an unpaid loan balance and will be put back into a new vehicle sooner.
GAP eliminates "out-of-pocket" expenses that are frequently needed to take care of the remaining loan balance after the loss settlement. The advantage of the "convenience factor" becomes a reality!
Most importantly, GAP is affordable! And the financial institution will finance this nominal fee for only a few dollars a month.
Anyone who lives in a city with a high rate of automobile theft needs vehicle protection. Anyone who drives in today's traffic during rush hour, anyone who drives on today's freeways, on today's state highways and the nation's interstates needs vehicle protection. Anyone who values his or her investment in a new or pre-owned automobile needs vehicle protection! Contact a loan officer for more information about Guaranteed Auto Protection.
How the Benefits Work
From the example below you can see that there is a "gap" of $5,000, i.e., there is an unpaid balance on the original loan. Without GAP, there is a $5,000 deficit for which the borrower will be responsible. However, with Guaranteed Auto Protection, that debt will be forgiven; the remaining balance will be paid, including the deductible.
Loan Balance after One Year = $15,000
Your vehicle's ACV = $11,000
Your deductible = $1,000*
Insurance settlement = $10,000
The "gap" = $5,000
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GAP pays $5,000
Contact a loan officer for more information about Guaranteed Auto Protection.
*Deductible coverage available in most states but not all.
We currently do not have any vehicle for sale.
Financing Available for Qualified Members
DON'T FORGET TO ASK ABOUT OUR EXTENDED WARRANTY PROGRAM AND
GAP INSURANCE AVAILABLE ON THESE VEHICLES.
DISCLAIMER:
Broward HealthCare Federal Credit Union possesses limited knowledge about the vehicle being purchased and therefore sells this unit in "AS IS" condition without any warranties either expressed or implied unless otherwise negotiated at the time of sale and under a separate written agreement. The Credit Union also disclaims any implied warranty of merchantability or fitness for a particular purpose, and neither assumes nor authorizes any other person to assume any liability on it's behalf in connection with the sale of the unit.
Pricing of units is based on current market values using automotive industry pricing guides and the condition of the unit. Financing is available to all qualified Broward HealthCare Federal Credit Union members. Call our us or see your local loan officer for assistance.
Please contact our office at 954.625.3660 for more information.
The Credit Union reserves the right not to sell any unit as a result of an error, omission or typographic error in a unit's pricing, description, or availability for sale and is subject to change without notice.
Car Shopping?
Buy Wholesale with AutoSeekers!
Finance at our Low Rates!
Our credit union is partnered with AutoSeekers to help you save money, time and hassle when buying a new or used vehicle. AutoSeekers will locate and negotiate wholesale prices on the purchase of new vehicles! That's right - pay wholesale, not retail on your next new vehicle! Plus, all manufacturers' rebate and incentives are honored! You'll also get fair value if you have a trade-in. And, if you are looking for a pre-owned vehicle, AutoSeekers can help you save big money with that as well.
To get a price quote, just visit the AutoSeekers website or call our Loan Department at (954) 625-3660 with a description of the vehicle you want to purchase. AutoSeekers will locate and negotiate the best price for you.
Get Pre-Approved Today
Your Home is Your Most Powerful Asset! With a Home Equity Loan or Line of Credit from your credit union, you can take advantage of your most powerful asset - the equity in your home!
Use the equity in your home to:
- Make home improvements or repairs
- Consolidate debt
- Pay for college tuition
- Make the fun purchases in life: vacations, cars, and boats!
Two options to borrow:
Home Equity Loan
- Closed-end, fixed rate, fixed term loan
- Terms of 5, 7, 10, or 15 years available
- Loan amounts up to $200,000
- View our current rates
Home Equity Line of Credit
- Open-end, adjustable rate line of credit
- 10 year draw with a payback period of 15 years
- Loan amounts up to $200,000
- View our current rates
For more information, contact your credit union representative at (954) 625-3660 or email loandepartment@bhcfcu.org
Broward HealthCare Federal Credit Union offers you a Platinum MasterCard credit card with great benefits geared to fit your lifestyle!
- Rates as low as 8.49% APR
- Rewards program offering travel and merchandise rewards
- No annual fee
- Interest free grace period on purchases
- Cash advances at ATMs nationwide
- $1,000,000 Travel Accident Insurance*
- Easy balance transfers from other lenders
- Worldwide acceptance
*Travel Accident Insurance only available on cards with a limit above $2,000
Apply Now
If you have questions regarding our Platinum MasterCard program, please contact your loan department at (954) 625-3660.
Important MasterCard Telephone Numbers:
Customer Service- (833) 541-0763
Card Activation- (833) 541-0770
Lost or Stolen- (833) 541-0777
PIN Change- (866) 297-3413
EZ Card- (866) 604-0380
Score Card Rewards- (800) 854-0790
We consider our members’ needs for financial assistance very important. There’s never a prepayment penalty and all loans are calculated as simple interest, with finance charges based only on the outstanding balance.
We offer a variety of loans that strive to meet your financial needs at some of the best loan rates around.
New & Pre-Owned Autos
Broward HealthCare FCU offers New and Pre-Owned Auto Loans for terms ranging from 36 to 72 months.
A new auto has less than 36,000 miles and is less than two (2) years old.
Recreational Vehicles
Broward HealthCare FCU also provides financing for a range of recreational vehicles including RVs, boats, motorcycles, etc.
Contact your loan department at (954) 625-3660 for more details.
Personal
Loan amounts available up to $20,000 and terms up to 60 months.
Terms and conditions apply, contact your loan representative for more details.
Share Secured
Share Secured loans allow you to borrow money against your balance in your share accounts at your credit union
Great for when you need to make a purchase but don't want to liquidate your savings or to establish or reestablish credit!
Loan Extras
Protect your investment and your wallet with ease of mind loan extras:
- Rate discounts for loans based on product relationships
- Auto Shopping Services (new and pre-owned cars)
- Extended Vehicle Warranties
- GAP Coverage
- AD&D Insurance
- Credit Life/Credit Disability Insurance
- Vehicle Return Protection
- Tire & Wheel Protection
- Paintless Dent
Apply online for your low rate loan right here! It's easy to do and only takes a few minutes.
© 2025 Broward HealthCare Federal Credit Union 